You know what it’s like to lie in bed, wide awake at 3 a.m. Thoughts crystallize and if you’re wise, you’ll have a pen and paper close by to jot down a few wild notes to refresh you in the morning. I have no idea how or why this happens but it does…and that’s why my commentary page is titled the way it is. Perhaps it’s the mind processing all the stuff that it’s been fed in the previous hours, days and months but for some reason, for many of us, it triggers in the wee hours and when it does, you have to harness those thoughts, insights and ideas and make the best sense and use of them that you can. So what’s on my mind right now…?